Parents of children with disabilities often receive conflicting advice about Special Needs Trusts (SNTs) and ABLE Accounts. Both tools protect eligibility for needs-based benefits such as SSI, Medi-Cal, and IHSS, but they serve different purposes. Many families benefit from using both. What Is a Special Needs Trust? A Special Needs Trust allows a person with…
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Parents often assume that once an Individualized Education Program (IEP) is in place, their child will automatically receive the services and supports they need. In reality, even well-intentioned school districts can fail to implement services properly, monitor progress, or address a student’s unique needs. Under the Individuals with Disabilities Education Act (IDEA), every child is…
Continue reading ›Many Californians believe trusts are only for the wealthy. In reality, a Revocable Living Trust is one of the most important planning tools available, especially in California, where probate is expensive, time-consuming, and public. Below are the three groups who benefit most from having a trust. 1. California Homeowners Under Probate Code §13100, estates exceeding…
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